Mortgages
Find out about the different types of Mortgages I offer.
First Time Buyers
I have helped many first time buyers get a step on the property ladder, you may want to buy your first home to live in or maybe even a property to rent out, there are so many options and so many things to consider.
Buy To Let
When buying an investment property there are a few different types of rentals you can have, the majority will be rented on an Assured Shorthold Tenancy Agreement which is set up for periods of 6 months or longer, other alternatives are Holiday lets, Houses Of Multiple Occupation (HMO's) or Student Lets and each will usually require a different type of mortgage specific to that type of tenant. I can advise and arrange all of these options.
Equity Release
Equity release can be welcome solution to many people who are enjoying retirement but may wish to use some of the equity in their home for many reasons. There are different types of equity release available come under these 2 categories:
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Lifetime Mortgage
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Home Reversion
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Sound Mortgages Ltd has qualified advisers who will be able to help you with your financial needs. I am happy to refer you to one of my colleagues.
House Purchase
No two clients are ever the same and the same goes for mortgage lenders, they each have their own individual criteria on how they asses someone’s situation. Some lenders want you to be in the same employment for 6 months, others will take a new job that starts in 3 months’ time. Some lenders want you to be self-employed for 3 years, others will just take 1 year into account.
My knowledge and experience means you can relax and let me take on the mortgage – it’s what I do best!